Dedicated Internet for the Financial Sector in Puerto Rico
An internet outage in a financial institution results in failed transactions, frustrated customers, out-of-service ATMs, and, in the worst case, failure to meet regulatory reporting windows. The cost is not measured only in lost money; it’s measured in reputation that cannot be recovered.
Financial institutions in Puerto Rico face an additional challenge: operating in an environment where infrastructure interruptions are more frequent than in continental markets, while still subject to the same regulatory demands as the rest of the United States.
• Cloud-based core banking systems: platforms like Temenos, FIS, and Fiserv are migrating to cloud architectures that require constant connectivity.
• Artificial intelligence in banking: real-time fraud detection, automated credit scoring, and virtual advisors operating 24/7 in the cloud.
• Open banking and financial APIs: integrations with fintechs and payment platforms require high network availability.
• Digital regulation: FFIEC, PCI-DSS version 4.0, and the CFPB require technical controls that include documented infrastructure availability.
• Instant payments: RTP (Real-Time Payments) and FedNow require minimal latency and zero interruptions.
DNA provides two independent internet routes with automatic failover, ensuring that core banking, payment systems, and regulatory compliance platforms remain connected. Dedicated bandwidth with a guaranteed CIR means performance is not dependent on how many other businesses are using the network at the same time.
• Core banking and payment systems are always active: zero interruptions during operating hours.
• ATMs and payment terminals without outages: the customer experience is never interrupted.
• Support for PCI-DSS compliance: stable and documented network infrastructure for audits.
• Real-time fraud detection with no latency: AI security systems operate with guaranteed connectivity.
• Secure connection between branches: DNA can be structured redundantly to connect multiple locations.
• Documented SLA: formal evidence of uptime for regulatory reporting.
A cooperative that loses connectivity during an NCUA audit or a regulatory reporting window has no infrastructure excuse. AeroNet DNA ensures that this does not happen.
